Join Senior Market Advisors' NEW Medicare FMO Model

Lead Management System

Our custom lead management system helps our agents to manage their growing book of business. We pay on each active policy entered into our system through our built in commission structure.

Online Sales Training

We offer online continuing education courses and sales techniques developed for agents by agents to help your agency grow. Our courses are strategically designed to set you up for optimal success.

Experienced Marketing Team

Our experienced in-house marketing team generates interest and produces qualified leads through direct mail, digital marketing, email marketing, and social media to attract new business.

Custom Quote Engine

Our custom Medicare quote engine allows for accurate and streamlined quoting of Medicare policies. Our database always has the most up-to-date information on all plans in the market.

Sales Support Team

A strong sales support system means you can grow your agency without having to worry about the time-consuming details.

Top Tier Commissions

Our carrier relationships provide some of the highest possible contract levels available.

About Senior Market Advisors

Make SMA your Home for Success. eContract with us today!

Senior Market Advisors (SMA) started in 2007, by self generating leads, hard work, and a commitment to "doing right" by the consumer. We have certainly knocked on our fair share of doors. We know the grit and determination involved in becoming a career agent. And as a result, we have doubled our business each year for the past five years.

SMA currently works with thousands of agents across the US. Our goals are to share this knowledge of how to take you from good to great and from great to truly awesome. We know how, because it’s what we do.

SMA was developed by insurance agents for insurance agents. We’ve developed the best sales tools and practices to ensure your financial success and increase enrollments for your agency. Our Co-Op marketing plan is the cheapest print cost you will find anywhere because we own a print shop to ensure direct mail is timely, and inexpensive. We have the latest technology powering our eContracting which allows you to contract with multiple carriers all at 1 time.

Our carrier relationships provide the top paying contracts. You’ll find our integrated online CRM/Lead Management System and our Quote Engine great ways to stay organized and save time. Our Online Sales Training will ensure you stay on top of your game with the latest knowledge and our preferred sales approach.

If you’re genuinely concerned with finding the best solutions for your beneficiaries and aren’t driven only by commissions, our NMO is a good place to call home.

With experienced agents in CMS regulated sales and a results-oriented marketing team, we’re here to help grow your business while we take care of the time-consuming details for you. We make it easy for you to spend your time listening to and educating your customers, helping them qualify for benefits they may not have been able to before and making a difference in their lives and yours!

What is a Field Marketing Organization (FMO)?


A Field Marketing Organization, or FMO, is a group or organization that market, sell and distribute various insurance products, such as Annuities, Life Insurance, Medicare Advantage, Medicare Supplements and more.

While the insurance carriers create, register and underwrite the insurance products — the Field Marketing Organization distributes and wholesales the products. The arrangement allows the FMO to offer the highest level of commission possible from a carrier, while allowing the agents to work as independently as possible.

Check Out Our Carrier Contracts

Can't wait to get started? Contract with us today & make SMA your home for success! If your business doesn't grow with SMA, you're free to find another home. But we'll do our best to convince you to stay!