Fixed Indexed Annuities

A tax-deferred, long-term savings option that provides principal protection in a down market and opportunity for growth.A tax-deferred, long-term savings option that provides principal protection in a down market and opportunity for growth.

Fixed annuities are primarily represented by five different products:

  • single premium immediate annuities
  • longevity annuities
  • fixed-rate annuities
  • qualified longevity annuity contracts
  • fixed index annuities

Fixed annuities are categorized as a life insurance product, so a life insurance license is all that is needed to solicit and sell these types of strategies.

Fixed indexed annuities provide consumers with several benefits because they are risk-free, yield decent & guaranteed rates of return and gather tax deferral benefits. Besides being in demand, fixed annuities can also be financially attractive to agents. Besides being in demand, fixed annuities can also be financially attractive to agents. Depending on the annuity type, fixed index annuity sales can yield agents up to 8% in commissions.