Critical Illness

Can provide additional coverage for medical emergencies like heart attack, stroke, or cancer.

What is a Critical Illness Policy?

A critical illness policy provides a lump-sum cash benefit to help cover expenses associated with a qualifying serious illness. A critical illness can come at any time. I’m sure you’ve heard your fair share of stories of friends or a family member who have been seriously affected by a serious illness. What we don’t hear about as often is the financial strain it can cause. A primary health insurance plan may cover some health care costs, but more often the patient will face other costs like everyday living expenses while out of work. That’s when a Critical Illness policy can come into play.

Advantages of a Critical Illness Policy:

Tax-advantaged, cash benefit
Flexibility to allocate money as needed
Simple application of questions with yes or no answers
Various maximum lifetime benefit amounts from $10,000 to $50,000

Yes, we’re an FMO!

A field marketing organization (FMO) is a company that supports independent insurance agents in their sales endeavors and client retention. We provide an extra level of support to agents through excellent customer service and state-of-the-art resources and tools.

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Sales Tips:

Learn your demographic! It’s important to not only learn who your target market is, but also to anticipate their needs, which can in turn generate more sales down the line.

What Does Critical Illness Cover?

It can vary by plan, but most critical illness policies cover:

Heart attack
Life-threatening cancer
Loss of hearing
Loss of speech
Loss of vision
Major organ transplant
Paralysis
Coma
Renal failure
Stroke
And more!