Final Expense

What is Final Expense?

The Final Expense Insurance Market is for those in need of additional insurance to pay expenses incurred at and around the time of death. Examples of these expenses include but are not limited to the following:

  • Funeral costs (burial, services, transportation, obituaries, etc)
  • Hospital fees and other costs associated with an illness
  • Probate costs where applicable
  • Credit card debts
  • Other unforeseen cash outlays

Many individuals lose their insurance when they retire. And often individuals near retirement do not have permanent coverage. Social Security pays only $255 to a beneficiary at the time of death, called the Death Benefit. This amount has not changed in several decades and today the cost of a funeral can easily reach $10,000 or more. Most families quickly realize the importance of having this policy as a result of those inevitable expenses.


Final Expense Carriers

final expense | transamerica
final expense | aetna

final expense | foresters
final expense | gerber life insurance
final expense | mutual of omaha


Who can get Final Expense Insurance?

Most of these policies are available to those between 50 and 85 years of age. Even individuals with pre-existing conditions can qualify.

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Can't wait to get started? Contract with us today & make SMA your home for success! If your business doesn't grow with SMA, you're free to find another home. But we'll do our best to convince you to stay!